Utah Real Estate by Carol Sancho

By Carol Sancho , Utah real estate advisor · Homes Now – Presidio Real Estate · November 6, 2026 Mortgage rates have fallen three weeks in a row. Is now a good time to buy a home in Utah? It can be, for buyers who are ready. Freddie Mac's 30-year average fell to 7.18% on November 5, down from 7.40% in early October, and Utah home sales have slowed sharply. That combination gives buyers more negotiating room than they've had all year. The risk is timing: the Federal Reserve meets again December 8–9, and rates could move either way before then. What changed this week Rates eased for a third straight week. Freddie Mac's 30-year fixed average was 7.18% for the week ending November 5, down from 7.24% the week before. The 15-year averaged 6.57%. Daily rates dipped below 7%. Zillow's daily 30-year purchase average was 6.99% on November 5, which Yahoo Finance reported as the first time below 7% since September. Daily and weekly averages come from different source...

Por Carol Sancho , asesora inmobiliaria en Utah · Homes Now – Presidio Real Estate · Actualizado el 4 de noviembre de 2026 ¿Los resultados de las elecciones del 3 de noviembre de 2026 cambian la decisión de comprar o vender casa en Utah? No directamente. Las elecciones no fijan las tasas hipotecarias; las mueven la inflación, los bonos del Tesoro y los eventos mundiales. Lo que cambió esta semana es sobre todo el rumbo político para 2027. Lo que importa para su mudanza sigue igual: tasas cerca de 7.2%, menos casas en contrato en Utah y el impuesto a la propiedad de Salt Lake County que vence el 30 de noviembre. Para el comprador preparado, eso significa más espacio para negociar este invierno. Qué pasó el 3 de noviembre En Utah: los votantes rechazaron la Enmienda B , que habría exigido el 60% de los votos para aprobar iniciativas ciudadanas que suben impuestos. La Associated Press proyectó el resultado la noche de la elección, con cerca de 62% en contra en los primeros ...

Por Carol Sancho , consultora imobiliária em Utah · Homes Now – Presidio Real Estate · Atualizado em 4 de novembro de 2026 O resultado das eleições de 3 de novembro de 2026 muda a decisão de comprar ou vender imóvel em Utah? Não diretamente. Eleições não definem os juros do financiamento; quem define são a inflação, os títulos do Tesouro americano e os acontecimentos globais. O que mudou nesta semana foi principalmente a direção política para 2027. O que importa para a sua mudança continua igual: juros perto de 7,2%, menos casas entrando em contrato em Utah e os property taxes (imposto sobre o imóvel) de Salt Lake County, que vencem em 30 de novembro. Para o comprador preparado, isso significa mais espaço para negociar neste inverno. O que aconteceu em 3 de novembro Em Utah: os eleitores rejeitaram a Emenda B , que exigiria 60% dos votos para aprovar iniciativas populares que aumentam impostos. A Associated Press projetou o resultado na noite da eleição, com cerca de 62%...

By Carol Sancho , Utah real estate advisor · Homes Now – Presidio Real Estate · Updated November 4, 2026 Do the November 3, 2026 election results change whether you should buy or sell a home in Utah? Not directly. Elections don't set mortgage rates; inflation, Treasury yields and global events do. What changed this week is mostly policy direction for 2027. What matters for your move right now hasn't changed: rates near 7.2%, fewer Utah homes going under contract, and a Salt Lake County property tax bill due November 30. For prepared buyers, that combination means more room to negotiate this winter. What happened on November 3 In Utah: Voters rejected Amendment B , which would have required 60% voter approval for citizen initiatives that raise taxes. The Associated Press projected the result on election night, with about 62% voting no in early returns. Amendment A , which changes how proposed constitutional amendments are published, appeared headed to pass with ab...

South Jordan, Utah. Photo by Liz Lauren on Pexels (free to use under the Pexels License). By Carol Sancho, Utah Real Estate Agent & Advisor | November 2, 2026 What does the November 2, 2026 appraisal change (UAD 3.6) mean for buyers and sellers in Utah? Short answer: Starting November 2, 2026, new conventional-loan appraisals sent to Fannie Mae and Freddie Mac must use UAD 3.6 and the redesigned Uniform Residential Appraisal Report. It changes how appraisal data is reported, not how value is determined, so it will not automatically raise or lower your Utah home’s value, but accurate property details now matter more than ever. Today, November 2, 2026 , the biggest change to home appraisals in more than a decade becomes mandatory. Every new appraisal submitted to Fannie Mae and Freddie Mac’s Uniform Collateral Data Portal must now follow UAD 3.6 and use the redesigned Uniform Residential Appraisal Report (URAR) . If you are buying or selling a home in Utah w...

Por Carol Sancho , asesora inmobiliaria en Utah · Homes Now – Presidio Real Estate · Hablamos español ¿Qué es una venta corta (short sale) en Utah y por qué importa en octubre de 2026? Una venta corta es la venta de una casa por menos de lo que se debe en la hipoteca, con la aprobación del banco. Si usted está atrasado en sus pagos, normalmente es una mejor salida que una ejecución hipotecaria (foreclosure): protege más su crédito y le permite decidir cuándo mudarse. Si usted es comprador, puede ser una oportunidad de comprar en una buena zona con un vendedor motivado. Con tasas por encima del 7%, el tiempo es clave. El mercado de Utah en octubre de 2026 Tasas de interés más altas. La tasa promedio de una hipoteca a 30 años llegó a 7.32% el 22 de octubre de 2026 , según la encuesta semanal de Freddie Mac, frente a 6.71% a principios de septiembre. Para muchas familias, eso significa pagos mensuales más altos o menos casa por el mismo presupuesto. Más ejecuciones hipotec...