UAD 3.6 Appraisal Change (Nov. 2, 2026): What Utah Home Buyers and Sellers Need to Know, The New URAR Appraisal Form Means for Utah Home Buyers and Sellers: Value, Timelines, Basements and How to Prepare.
South Jordan, Utah. Photo by Liz Lauren on Pexels (free to use under the Pexels License). By Carol Sancho, Utah Real Estate Agent & Advisor | November 2, 2026 What does the November 2, 2026 appraisal change (UAD 3.6) mean for buyers and sellers in Utah? Short answer: Starting November 2, 2026, new conventional-loan appraisals sent to Fannie Mae and Freddie Mac must use UAD 3.6 and the redesigned Uniform Residential Appraisal Report. It changes how appraisal data is reported, not how value is determined, so it will not automatically raise or lower your Utah home’s value, but accurate property details now matter more than ever. Today, November 2, 2026 , the biggest change to home appraisals in more than a decade becomes mandatory. Every new appraisal submitted to Fannie Mae and Freddie Mac’s Uniform Collateral Data Portal must now follow UAD 3.6 and use the redesigned Uniform Residential Appraisal Report (URAR) . If you are buying or selling a home in Utah w...